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MY HEALTH PLAN Your gateway to search, compare, and purchase Medicare Supplements, Advantage Plans and PDP Plans for Indiana and Ohio

Allows YOU to find the RIGHT Medicare Plan
Supplements, Advantage Plans, and Part D Plans
​Create an Account - Enter your medications

Your Information is not shared or sold
You can check plans and price
You can Enroll when you find the Right Plan 
​You can call me for assistance: 260-517-8182

Medicare, Family Health, Life, Vision, Dental, Annuity, LTC, Accident & Disability, Hospital Indemnity Insurances 
​Representing Several Carriers
So You get the Best Plan at the Best Cost

Throughout the vast number of Insurance Carriers in the United States there are specific plans that best fit your lifestyle and budget.

Carriers that do not allow an Agent to offer other carriers and insurance plans are a BIG Concern to me, as they should be to you.
                          
I believe that people need choices. In order to offer those choices a broker or agent needs to offer a wide variety of Carriers and Plans.

 
What this means for You, is the ability to 
shop for the best benefits and costs that meets your needs. ​                
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        Medicare Insurance
​
Do YOU have your Medicare Card?

                         
Aging into or Qualifying for Medicare Rules at age 65:  
  
                         You have a 7 month window for your Initial Enrollment:

   3 months prior to your birth month,  
This is the best time to sign up

                                   Your Birth Month and up to 3 months after your birth month. 

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                                        Senior Health Care                                                Supplements, Advantage Plans
                     Prescription Drug Plans

 

                       Licensed in Indiana and Ohio
 
  
Medicare by itself only pays an average of 80% of eligible costs. (Part A & Part B) most people pay for part B premium - Low income individuals may qualify for help paying their part B premium (Some people pay for part A)
 
An accident or serious illness could cost you thousands to hundreds of thousands of dollars.

 
The # 1 reason for Bankruptcy filings is due to Medical Bills the consumer cannot pay.
 

A Medicare Supplement policy (LETTER PLAN ) covers most out-of-pocket medical expenses which would be cost prohibitive to the average citizen. You can go to any facility that accepts Medicare in the U. S.

With a Supplement: You Pay for your Part B, Your Supplement Premium and Part D Premium if you also want Prescription Drug Coverage.
Yes, that is 3 payments
 
You need to have your Medicare Card. 

​
If you want a Drug Plan, “Part D” there is a separate monthly premium. This is in addition to your Part B premium, and your Supplement premium. There is a Penalty for not signing up for Part D when it was 1st available to you if you did not have qualifying prescription insurance. 
 
The highest percentage of the populace that I meet with could not afford the Medications they need without a Drug Plan.
 

Advantage Plans, Part D Plans, and Special Needs Plans
Some plans combine Hospital, Doctors, and Prescription Drug 
Coverage
Some plans are Hospital and Doctors only


                 AEP - Annual Enrollment is October 15 to December 7th
                  Open Enrollment  - is January 1st to March 31st

 
Special Enrollment period exists for qualifying events: 
(Disabled for at least 24 months,  moving outside of the current plan area, becoming a resident in a nursing home or being discharged from a nursing home are a few)
 
Please consider your options carefully as policies, drugs, and coverage benefits change annually. 
 
There are differences in drug pricing, drug tiers, doctors and health care facilities with each plan even if they are with the same carrier.
​

I am confident that I can offer you a plan that fits your needs not the other way around.
 ​

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MEDICAL TELE-MEDICINE
Tele Medicine 24 hours a day - 7days a week
            Monthly payment of $35.00
That covers 1 persons to 6 persons.

 No Deductible
No Co-Payment

Prescriptions are sent to your Pharmacy all for one monthly fee.

Virtual Visit, Phone Visit, Click here for enrollment:

https://partners.healthsapiens.com/signup/6N4LXFKZ7Q03HCJ8  


         You interface with a doctor through your mobile device,
                     iPad, Tablet or Home Land-Line Phone
​
                You don't need to leave home or be in public

             Call me at 260-517-8182  or email eppcorp@yahoo.com
                             Click here if you are ready to Start
​

You do not need to be a citizen
You do not need a Social Security Number
Offered in All States, Puerto Rico, Brazil
You do not need insurance - just pay your premium of $19.95 Individual or $24.95 for a family plan $14.95 Veteran Plan

                            Call me at 260-517-8182 to enroll

Life Insurance                                                    

​Reasons You Need Life Insurance
  

September is National Life Insurance Month. A family really cannot do without life insurance. Being young is the best time to buy life insurance. The younger you are the less you will pay.
​
You need life Insurance before it needs to be used, meaning before it needs to be used on your behalf. If you are the prime source of your family's income you should be insured. If your spouse works they also need life insurance. Are you a partner in a business? Each partner needs to be insured to cover any loss in the untimely event that they have departed their earthly presence. How much insurance do you need? Ideally one needs an amount equal to current debt, monthly expenses times 24, the financial needs of children (under the age of 18 or 26 if in school) through secondary education and your spouse for a duration of their expected lifetime in the event they will not be able to work. The former is an ideal target goal. Every family situation is unique. If the spouse also works the computation and needs change. When the family dynamics change new needs arise while others may be no longer necessary to cover. More than a few policies today can be converted into an income generation vehicle later in life. That income later in your life vehicle proves to be a valuable asset.

Listening to people as they explain how they and their families were catapulted into poverty after the tragic loss of a loved one made me realize that too many people are not protected. Many people do not have enough coverage. Those that have company provided or subsidized insurance lose that insurance when they leave that organization. Some lose employer life insurance as the result of a merger or buy-out of a company. Some lose employer life insurance when they retire.

If employees had invested in life insurance individually, the policy is active as long as the premiums are paid. Buying life insurance when you are young is the best premium you can get. Some life policies accumulate cash value. Some life policies allow you to borrow loans from the cash value. Some allow for inclusions or "Riders" that include double indemnity, long-term care and home health care additions. Some policies easily convert into income generating vehicles to supplement your retirement income. In some cases it may be the only income.

Selling AH&D (Accident, Health and Disability) added to auto loans in the 1970's, 1980's and 1990's helped more than a few families make ends meet. It was so rewarding to be thanked for making sure they were covered. To those that benefited from the additional coverage, it was in place when they really needed it.

Today there are plans that can be tailored to the needs of most individuals and families. There are many plans that fit even the tightest budget. The average funeral cost is between $8,000.00 and $12,000.00. Cremation is also costly. The average Cremation with a memorial service is $3,250.00 and higher. The average Direct Cremation is $1500.00 to $3,000.00. The funeral costs are in addition to any medical costs associated with a sudden death. Many times the cost to replace the financial contribution or the reliance of a lost one has a value most do not equate in their calculations. A stay-at-home spouse has a monetary value. A relative that is a care taker has a monetary value. If and when the loss of that spouse or caretaker happens the cost to replace their monetary value can be quite steep. The cost to replace their companionship is priceless. The legal system can take years if a settlement is even a possibility. Add children and elderly relatives to the equation and the financial cost needed increases substantially.

A family really cannot do without life insurance. Being young really is the best time to buy life insurance. The younger you are the less you will pay. Locking in a premium at a young age is a smart choice.

Over the years I have listened to heart wrenching tales that families and individuals told me they endured as the result of an untimely or tragic death of a loved one. Not being protected from the financial burden from the loss of their main source of income drastically and dramatically changed their lives. These life changing scenarios are difficult for anyone, adding to their grief were mortgage lenders, health care facilities, legalities and sometimes, children too young to grasp any of it.
  ​         ​             Final Expense 
Final Expense is something that is a necessity for all of us, but an insurance rarely sought until the end of our life is visible to us. Death of our bodies is an inevitable process after we are born. Old age and a foreseen natural death is what one tends to visualize. Life, however has no set time limit, just as death has no boundary of time. When I am paying my respects to friends and family I notice when "Untimely" deaths are not prepared for. I too chose to believe in the "Natural" order of death. After the death of a child, the end of life was visible to me. Being between the ages of 18 years old through age 29 is the least expensive time in your life to buy life and final expense insurance. The younger you are the less a policy will cost. Don't count on the cost saving "Employer Life Plan". Companies are sold, merged, closed or elect to no longer participate in or continue to offer a "Life Plan". You need to buy Life Insurance when you are young and control that plan yourself. You will benefit in the long run. Many plans today allow you to convert part of a plan to an income producing stream and invest part of the plan into another product with higher paying returns. Today's Life Insurance Plans offer many choices.
Don’t leave the burden of the cost and preparation for your funeral and final expenses to your loved ones left behind. 
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​                Individual and Group Health Insurance


If you are fortunate enough to work for a company that provides a lower cost to employees to obtain health insurance, count your blessings. An added bonus is dental care through a cost reduction employer insurance. It is amazing how many individuals do not know that dental infections can lead to death. Vision insurance is also an added benefit to employees.
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                                    Dental Plans
Go to:            http://www.dpbrokers.com/170619.dp 
To obtain your dental plan costs. You can use theses plans right after you purchase a plan. You can even print your Dental Card.
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                  Don't Wait for the Tooth Fairy. Buy Your Dental Plan TODAY!
                              http://www.dpbrokers.com/170619.dp 
                   Individual and Family Health Care

​United Healthcare United One
  United Healthcare United One  The insurances through United Health One are outside of the ACA rules. Perfect for Business Owners,  any individual, or any family. Click the link above to do your own comparisons. This link is specific to me. No more relentless phone calls from several telemarketers. I won't call you unless you request it. You can find Dental Insurance and Vision through this link also.

Humana  Medical Family, Individual, Group, Dental (A dental insurance plan from Humana can help keep you smiling bright. With coverage for preventive care services like regular checkups and cleanings, you can save on services that keep your teeth in tip-top shape. And saving money on other dental care will help keep you smiling, too). Vision Maintain good vision at an affordable price. Set your sights on a Humana vision plan, and you can save on eye exams, eyeglasses, contacts, and even Lasik. Life and supplemental plans (There’s a sense of well-being that comes with knowing you’re prepared for the unexpected. With a broad range of life and supplemental plans, Humana has an option to help protect your family’s finances).

Anthem Blue Cross Blue Shield Family health and Medicare plans
​


Everyone needs to understand that the enrollment for the ACA is:
                           November 1st to December 15th.


Your alternatives to these dates is obtaining a SEP “Special Enrollment Period”.
Obtaining coverage within 60 days of losing “credible coverage” is one of those qualifying events.

Unfortunately, losing your employment and not being able to afford insurance is not a qualifying event.

You can however buy Term Medical for a term of up to 12  Months. Not everyone qualifies and Pre-Existing Conditions are NOT always covered. 


Short Term insurance is an alternative to being outside of the ACA Open Enrollments or qualifying events. There are a variety of month duration and premium costs to choose from.  


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Long Term Care 
Home Health Care 
Short Term
Rehabilitative Care
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Most Health Insurances, Medicare or Supplements DO NOT pay past day 100 for Long-Term Care.

Many carriers require a co-pay for days 21 to day 100.

The cost to cover a Skilled Nursing Facility is either long-term care Insurance, self-pay, or selling your assets until you meet the qualification for your state Medicaid.


Long Term Care Insurance is a way to pay for costs                           

The U. S. average cost for a semi-private room is $245.00 per day.
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Home Health Care is an option for some. There are carriers that offer Home Health Care Insurance. Most people that I know want to be home as opposed to being in a Nursing Home. Home Health Care can be used for a temporary recovery period. Some individuals can afford the co-payment or full cost of the duration of care needed. Most families and individuals that I meet with cannot afford to self-pay. Many do not have Long-Term Care Insurance. Some of the policies in effect pay only after day 100 and have a term limit. However, I have met individuals and couples that are now in their late 70’s and 80’s that do have good Long-Term Policies. They purchased their policies in the 1960’s, and 1970’s when monthly costs were low and the life expectancy was also lower. Now that our seniors live a good life into their 90’s and over 100, costs to pay for long-term premiums is much higher.
​


​Short-Term Rehabilitative Care is another option for some individuals. Not every illness requires a permanent move to a nursing home. Joint replacements sometimes require after surgery care. The patients recovering from a joint replacement are expected to become able to return home and be on their own with limited oversight. They may need supervised care for a short time but are expected to recover. 
​


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Legal Shield    and  Identity Theft Shield

                                                   

         
Independent Broker


Family Legal Plans, Legal Plans for Commercial Drivers, Employee 
Group Plans, Home Based Business Plans, Small Business Plans
     


You need to have a Legal Plan in place to protect yourself and your family, your business, and your future ​lively- hood. We live in a law suit society. Why leave yourself and your loved ones without legal protection? 

 
Because, Bad Things Can and Do Happen to Good People
____________________________________________________________________
​  Prescription Saving Cards
             
National Drug Card   https://nationaldrugcard.com/
Good RX:       https://nationaldrugcard.com/   
                         
    
SingleCare Prescription Discount Card:  www.singlecare.com 

                                 Access Link to Indiana HIP  2.0
                                                Indiana HIP 2.0  Application 

        Managed Health Care Indiana MHS, Hoosier Healthwise & HIP

 “Carla J Mattingly is not connected with the Federal Medicare program, but is a Broker through Insurance Carriers.”
“This is a solicitation for insurance and licensed Broker Carla J Mattingly may contact you if you request it.”

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  • Safe Practice Home
  • Safe Practice About Us
  • CDL Protection & Safety
  • Cleaner Foods & Products
  • COLLOIDAL SILVER
  • Discrete Direct Orders
  • Elder Safe Solutions
  • Essential Oils
  • Events 2022
  • Events 2020 & 2021
  • Fragrance Oil Scents Work
  • Glucose Normal Levels
  • Grabill Booth
  • Gut Cures
  • Healthy You Year
  • Insurance Carla J Medicare
  • Insurance Help
  • Invent Fund Go
  • Kidney Disease Remedy
  • Legal Shield Broker
  • Medical Help 24 X 7
  • Natural Treatments & Remedies
  • Protection Products, Home Security, & Surveillance
  • Robinhood Investing
  • Safe Child
  • Safe Keeping
  • Safe Lady
  • Safe Seniors
  • Safety Training
  • Silver Gold Investors
  • Source Renew Energy
  • Suicide Prevention You Matter
  • Wearable Gear
  • You Tube Channel
  • ZEN Moves Mind Feed
  • Blogs
  • Fibromyalgia Natural Cure
  • Stun Gun Laws
  • Pepper Spray Laws
  • Knife Restrictions
  • Safety Where you Live
  • Abundant Society