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Advertising FTC DIsclosure

MY HEALTH PLAN Your gateway to search, compare, and purchase Medicare Supplements, Advantage Plans and PDP Plans for Indiana and Ohio

Allows YOU to find the RIGHT Medicare Plan
Supplements, Advantage Plans, and Part D Plans
​Create an Account - Enter your medications

Your Information is not shared or sold
You can check plans and price
You can Enroll when you find the Right Plan 
​You can call me for assistance: 260-517-8182

Medicare, Family Health, Life, Vision, Dental, Annuity, LTC, Accident & Disability, Hospital Indemnity Insurances 
​Representing Several Carriers
So You have choices to find the plan that fits your needs

Throughout the vast number of Insurance Carriers in the United States there are specific plans that fit your lifestyle and budget.

Carriers that do not allow an Agent to offer other carriers and insurance plans are a BIG Concern to me, as they should be to you.
                          
I believe that people need choices. In order to offer those choices a broker or agent needs to offer a wide variety of Carriers and Plans.

 
What this means for You, is the ability to 
shop for the  benefits and costs that meets your needs. ​                
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        Senior Insurance Plans
​
Do YOU have your Medicare Card?

                         

               Aging into or Qualifying for Medicare Rules at age 65:  
  
                         You have a 7 month window for your Initial Enrollment:

   3 months prior to your birth month, 
I recommend this time to sign up

                                   Your Birth Month and up to 3 months after your birth month. 

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                                        Senior Health Care                                                Supplements, Advantage Plans
                     Prescription Drug Plans

 

                       Licensed in Indiana and Ohio
 
  
Medicare by itself only pays an average of 80% of eligible costs. (Part A & Part B) most people pay for part B premium - Low income individuals may qualify for help paying their part B premium (Some people pay for part A)
 
An accident or serious illness could cost you thousands to hundreds of thousands of dollars.

 
The # 1 reason for Bankruptcy filings is due to Medical Bills the consumer cannot pay.
 

A Medicare Supplement policy (LETTER PLAN ) covers most out-of-pocket medical expenses which would be cost prohibitive to the average citizen. You can go to any facility that accepts Medicare in the U. S.

With a Supplement: You Pay for your Part B, Your Supplement Premium and Part D Premium if you also want Prescription Drug Coverage.
Yes, that is 3 payments
 
You need to have your Medicare Card. 

​
If you want a Drug Plan, “Part D” there is a separate monthly premium. This is in addition to your Part B premium, and your Supplement premium. There is a Penalty for not signing up for Part D when it was 1st available to you if you did not have qualifying prescription insurance. 
 
The highest percentage of the populace that I meet with could not afford the Medications they need without a Drug Plan.
 

Advantage Plans, Part D Plans, and Special Needs Plans
Some plans combine Hospital, Doctors, and Prescription Drug 
Coverage
Some plans are Hospital and Doctors only


                 AEP - Annual Enrollment is October 15 to December 7th
                  Open Enrollment  - is January 1st to March 31st

 
Special Enrollment period exists for qualifying events: 
(Disabled for at least 24 months,  moving outside of the current plan area, becoming a resident in a nursing home or being discharged from a nursing home are a few)
 
Please consider your options carefully as policies, drugs, and coverage benefits change annually. 
 
There are differences in drug pricing, drug tiers, doctors and health care facilities with each plan even if they are with the same carrier.
​

I am confident that I can offer you a plan that fits your needs not the other way around.
 ​

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MEDICAL TELE-MEDICINE
Tele-Medicine 24 hours a day - 7days a week
            Monthly payment of $35.00
That covers 1 persons to 6 persons.

No Deductible
No Co-Payment


Prescriptions are sent to your Pharmacy all for one monthly fee.

Virtual Visit, Phone Visit, Click here for enrollment:

https://partners.healthsapiens.com/signup/6N4LXFKZ7Q03HCJ8  


         
You interface with a doctor through your mobile device,
                     iPad, Tablet or Home Land-Line Phone
​
                You don't need to leave home or be in public

             Call me at 260-517-8182  or email [email protected]
                             Click here if you are ready to Start
​

You do not need to be a citizen
You do not need a Social Security Number
Offered in All States, Puerto Rico, Brazil
You do not need insurance - just pay your premium of $19.95 Individual or $24.95 for a family plan $14.95 Veteran Plan

                                                                  Call me at 260-517-8182 to enroll


Life Insurance                                                    

Protecting those that depend on you
  
September is National Life Insurance Month. A family really cannot do without life insurance. Being young is the best time to buy life insurance. The younger you are the less you will pay. ​ 
You need life Insurance before it needs to be used, meaning before it needs to be used on your behalf. If you are the prime source of your family's income you should be insured. If your spouse works they also need life insurance. Are you a partner in a business? Each partner needs to be insured to cover any loss in the untimely event that they have departed their earthly presence. 
How much insurance do you need? Ideally one needs an amount equal to current debt, monthly expenses times 24, the financial needs of children (under the age of 18 or 26 if in school) through secondary education and your spouse for a duration of their expected lifetime in the event they will not be able to work. The former is an ideal target goal. Every family situation is unique. If the spouse also works the computation and needs change. When the family dynamics change new needs arise while others may be no longer necessary to cover. More than a few policies today can be converted into an income generation vehicle later in life. That income later in your life vehicle proves to be a valuable asset.
Listening to people as they explain how they and their families were catapulted into poverty after the tragic loss of a loved one made me realize that too many people are not protected. Many people do not have enough coverage. Those that have company provided or subsidized insurance lose that insurance when they leave that organization. If that coverage is offered after employment,  the cost  of the monthly premium is usually substantially higher.  Some lose employer life insurance as the result of a merger or buy-out of a company. Some lose employer life insurance when they retire. You need to buy a life policy that you control.  As long as you pay the premiums you will have that policy for life. 
While it sounds like a good deal to buy life insurance through your employer because the monthly cost is low, the reality is that if you buy your own life insurance,  the policy is active as long as the premiums are paid. You will want to make sure the monthly premiums are locked into the same premium regardless of your age. Buying life insurance when you are young is the best premium you can get. Some life policies accumulate cash value. Some life policies allow you to borrow loans from the cash value. Some allow for inclusions or "Riders" that include double indemnity, long-term care and home health care additions. Some policies easily convert into income generating vehicles to supplement your retirement income. In some cases, it may be the only income.
Selling AH&D (Accident, Health and Disability) in the 1970's, 1980's and 1990's I helped more than a few families make ends meet. It was so rewarding to be thanked for making sure they were covered. To those that benefited from the additional coverage, it was in place when they really needed it.
Today there are plans that can be tailored to the needs of most individuals and families. There are many plans that fit even the tightest budget. The average funeral cost is between $8,000.00 and $12,000.00. Cremation is also costly. The average Cremation with a memorial service is $7,000.00 and higher. The funeral costs are in addition to any medical costs associated with a sudden death. Many times, the cost to replace the financial contribution or the reliance of a lost spouse or caregiver has a value most do not equate in their calculations. A stay-at-home spouse has monetary value. A relative that is a caretaker has a monetary value.  A family business has financial loss when any working member passes away. When the loss of that spouse or caretaker happens, the cost to replace their monetary value can be quite steep. The cost to replace their companionship is priceless. The legal system can take years if a settlement is even a possibility. Add children and elderly relatives to the equation and the financial cost needed increases substantially.
A family really cannot do without life insurance. Being young really is the best time to buy life insurance. The younger you are the less you will pay. Locking in a premium at a young age is a smart choice.
Over the years I have listened to heart wrenching tales that families and individuals told me they endured as the result of an untimely or tragic death of a loved one. Not being protected from the financial burden from the loss of their main source of income drastically and dramatically changed their lives. These life changing scenarios are difficult for anyone, adding to their grief were mortgage lenders, health care facilities, legalities and sometimes, children too young to grasp any of it. 

  ​         ​             Final Expense 
Final Expense is something that is a necessity for all of us, but an insurance rarely sought until the end of our life is visible to us. Death of our bodies is an inevitable process after we are born. Old age and a foreseen natural death is what one tends to visualize. Life, however has no set time limit, just as death has no boundary of time. When I am paying my respects to friends and family I notice when "Untimely" deaths are not prepared for. I too chose to believe in the "Natural" order of death. After the death of a child, the end of life was visible to me.
Being between the ages of 18 years old through age 29 is the least expensive time in your life to buy life and final expense insurance. The younger you are the less a policy will cost. Don't count on the cost saving "Employer Life Plan". Companies are sold, merged, closed or elect to no longer participate in or continue to offer a "Life Plan". 

You need to buy Life Insurance when you are young and control that plan yourself. You will benefit in the long run. Many plans today allow you to convert part of a plan to an income producing stream and invest part of the plan into another product with higher paying returns. Today's Life Insurance Plans offer many choices.

Don’t leave the burden of the cost and preparation for your funeral and final expenses to your loved ones left behind.  

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​                Individual and Group Health Insurance


If you are fortunate enough to work for a company that provides a lower cost to employees to obtain health insurance, count your blessings. An added bonus is dental care through a cost reduction employer insurance. It is amazing how many individuals do not know that dental infections can lead to death. Vision insurance is also an added benefit to employees.
Long Term Care 
Home Health Care 
Short Term
Rehabilitative Care
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Most Health Insurances, Medicare or Supplements DO NOT pay past day 100 for Long-Term Care.

Many carriers require a co-pay for days 21 to day 100.

The cost to cover a Skilled Nursing Facility is either long-term care Insurance, self-pay, or selling your assets until you meet the qualification for your state Medicaid.


Long Term Care Insurance is a way to pay for costs                           

The U. S. average cost for a semi-private room is $245.00 per day.
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Home Health Care is an option for some. There are carriers that offer Home Health Care Insurance. Most people that I know want to be home as opposed to being in a Nursing Home. Home Health Care can be used for a temporary recovery period. Some individuals can afford the co-payment or full cost of the duration of care needed. Most families and individuals that I meet with cannot afford to self-pay. Many do not have Long-Term Care Insurance. Some of the policies in effect pay only after day 100 and have a term limit. However, I have met individuals and couples that are now in their late 70’s and 80’s that do have good Long-Term Policies. They purchased their policies in the 1960’s, and 1970’s when monthly costs were low and the life expectancy was also lower. Now that our seniors live a good life into their 90’s and over 100, costs to pay for long-term premiums is much higher.
​


​Short-Term Rehabilitative Care is another option for some individuals. Not every illness requires a permanent move to a nursing home. Joint replacements sometimes require after surgery care. The patients recovering from a joint replacement are expected to become able to return home and be on their own with limited oversight. They may need supervised care for a short time but are expected to recover. 
​


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Legal Shield    and  Identity Theft Shield

                                                   

         
Independent Broker


Family Legal Plans, Legal Plans for Commercial Drivers, Employee 
Group Plans, Home Based Business Plans, Small Business Plans
     


You need to have a Legal Plan in place to protect yourself and your family, your business, and your future ​lively- hood. We live in a law suit society. Why leave yourself and your loved ones without legal protection? 

 
Because, Bad Things Can and Do Happen to Good People
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​  Prescription Saving Cards
             
National Drug Card   https://nationaldrugcard.com/
Good RX:       https://nationaldrugcard.com/   
                         
    
SingleCare Prescription Discount Card:  www.singlecare.com 

                                 Access Link to Indiana HIP  2.0
                                                Indiana HIP 2.0  Application 

        Managed Health Care Indiana MHS, Hoosier Healthwise & HIP

 “Carla J Mattingly is not connected with the Federal Medicare program, but is a Broker through Insurance Carriers.”
“This is a solicitation for insurance and licensed Broker Carla J Mattingly may contact you if you request it.”

                                                                                  Disclosure
This is a gateway page designed to promote insurance products that are beneficial products with a great reputation that fall into categories of Safe and Quality Products and as such I receive monetary compensation for purchases. We have been a promoter of many products that meet our guidelines of Safe Products, Safe Practices and Safe Services
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  • Safe Practice Home
  • Safe Practice About Us
  • Carla J Insurance Senior Plans
  • CDL Protection & Safety
  • Cleaner Foods & Products
  • Clear the Air PLEASE!
  • COLLOIDAL SILVER
  • Discrete Direct Orders
  • Elder Safe Solutions
  • Essential Oils
  • Safe-Practice Events 2025
  • Fragrance Oil Scents Work
  • Glucose Normal Levels
  • Grabill Booth
  • Gut Cures
  • Healthy You Year
  • Insurance Help
  • Legal Shield Broker
  • Medical Help 24 X 7
  • Natural Treatments & Remedies
  • Protection Products, Home Security, & Surveillance
  • Safe Child
  • Safe Keeping
  • Safe Lady
  • Safe Seniors
  • Safety Training
  • Silver Gold Investors
  • Source Renew Energy
  • Suicide Prevention You Matter 988
  • Wearable Gear
  • You Tube Channel
  • ZEN Moves Mind Feed
  • Blogs
  • Fibromyalgia Natural Cure
  • Stun Gun Laws
  • Pepper Spray Laws
  • Knife Restrictions
  • Safety Where you Live
  • Abundant Society